One of the ways to use your bank points is by applying them to pay for Amazon purchases. The redemption rate is generally awful. So, Amazon incentivizes cardholders to use their points this way by offering promotional savings. The good news: you don’t have to redeem many points to get this promotion. Generally, you only have to redeem 1 point to trigger the savings on Amazon.

Currently, we are seeing offers for up to a 50% discount by applying as little as one bank point to the purchase. Or, you can get a $10 credit just for adding a new credit card to your payment methods on Amazon.

Here are all of the promotions that we have found. These deals are targeted, so they won’t work for everyone. If you aren’t targeted, check the bottom of this post for some tips you can try to trigger the offers on your Amazon account.

Amex: Use 1 Membership Rewards Point for up to 50% Off

  • Click here to see if you’re targeted and activate
  • Offer expires on June 19, 2022
  • Some users are reporting being targeted for 50% off up to a max of $80 discount
  • Other users may see other discounts, such as past offers:
    • $40 off purchases of $100+ (40%)
    • $30 off purchases of $150+ (20%)
    • $10 off purchases of $100+ (10%)
  • Some members may be targeted for other offers
  • Limited to products sold and shipped by Amazon.com (not third-party sellers)

Discover: Use 1 Cashback Point to get up to 40% off

  • Click here to check if you’re targeted and activate
  • There are a few different offers that you may be targeted for:
    • Get $30 off an $80 Amazon purchase
    • 40% off your Amazon purchase with a maximum of $40 off
    • Get $10 off your Amazon purchase of $50 or more
    • Get $10 off your Amazon purchase of $100 or more
  • Offer expires on June 22, 2022
  • Limited to products sold and shipped by Amazon.com (not third-party sellers)
  • Eligible on purchases of gift cards (except Amazon.com gift cards)
  • Limit one promotion code per Cashback Bonus eligible card.
  • Offer does not apply to the purchase of digital content.

Discover: Add a Discover Card to Get $10 Off

Discover use 1 point on Amazon

Like the offer above, you can get $10 off on Amazon by adding a Discover Card. Offer ends May 31, 2022.

Check here to see if you are eligible for this promotion. Add your Discover Card to Amazon, make purchases of $10.01 or more, and use the code 22DISCOVER10 at checkout. If you pay with your Discover Card, the final total will be $10 less.

American Express: Add an Amex to Get a $10 Promo Credit

Targeted Amazon members are getting advertisements or emails to add an American Express card to their Amazon account to earn a $10 promotional credit toward future purchases. The $10 can be used for any subsequent purchase except for Amazon.com gift cards.

This offer is selectively targeted and there are a limited number of accounts that can claim the credit. So, it isn’t going to be available to everyone. But, even if you aren’t seeing an email or ad, you could try adding an Amex to see if it triggers the credit.

Mastercard: Add a Mastercard to Get a $10 Promo Credit

Just like the Amex offer, some Amazon members are seeing an advertisement or receiving an email to receive a $10 credit for adding a Mastercard. By clicking through the ad or email and adding a valid Mastercard, a $10 credit will be applied to your account. You can use this credit on any purchase thereafter.

Expired Offers

Amazon offered several other “one point” promotions over the past year. As these promotions are often renewed without notice, you may want to check these links to see if you’re targeted for a new offer.

Chase: Use 1 Ultimate Rewards Point to Get 50% Off

  • Click here to check if you’re targeted and activate
  • Expired on December 31, 2021
  • Get 50% off eligible purchases, up to a maximum discount of $15
  • Limited to products sold and shipped by Amazon.com (not third-party sellers)
  • Eligible on purchases of gift cards (except Amazon.com gift cards)

Citi: Use 1 ThankYou Point to Get up to 50% Off

Save Up to 50% on Amazon Purchases By Using Just 1 Point

  • Click here to check if you’re targeted and activate
  • Expired on December 31, 2021
  • Get 50% off all purchases on Amazon
  • Maximum savings is $15, which requires spending $30 or more
  • Limited to products sold and shipped by Amazon.com (not third-party sellers)
  • Eligible on purchases of gift cards (except Amazon.com gift cards)

Capital One: Use 1 Capital One Mile to get up to $20 Off

  • Click here to check if you’re targeted and activate
  • Versions of this promotion include:
    • Get $20 off when you spend at least $40 in eligible purchases
    • Get $10 off when you spend at least $30 in eligible purchases
  • Expired on June 4, 2021
  • Limited to products sold and shipped by Amazon.com (not third-party sellers)
  • Eligible on purchases of gift cards (except Amazon.com gift cards)

Chase: Add a Chase Credit Card to Get a $10 Promo Credit

Similar to the offers above, you can get a $10 promotional credit by adding a Chase card to your Amazon account. Check here to see if you are targeted for this offer. This promotion ended on January 23, 2022. Like other offers, the promotional credit will be applied at checkout to eligible items, which are those “sold by Amazon.com” or “sold by Amazon Digital Services LLC”.

How to Trigger These Offers

Not all accounts are targeted for these promotions, but—as Doctor Of Credit explains—you can sometimes prompt Amazon to target you for an offer that you weren’t originally targeted for. Here are the steps to try:

  • Go into your Amazon Wallet and delete the saved card(s) for the offer type for which you want to be targeted. For example, if you want to get a Citi ThankYou offer, you should delete all Citi ThankYou cards from your Amazon account.
  • Then, add the card(s) back to your account.
  • Once added, re-enroll in the relevant Pay With Points program.

It might take a bit of time for the program to become available. You might even have to check back every day for a week until you can access the offer. Remember to have patience and understand that not all Amazon accounts will be eligible for these offers.

Our Take

As more people rely on Amazon for household needs, these offers are nice and simple ways to save on Amazon purchases.

As mentioned, these are all targeted deals, so not everyone will be able to get them. If you aren’t targeted, it’s worth trying the steps above to see if you can trigger these offers in your account. For those targeted, make sure to use these offers before they expire. If you don’t have anything you need to buy immediately, these deals can all be applied to purchase any gift card except Amazon.com gift cards.

Note that many of these offers are reoccurring promotions. Many have already been scheduled to end more than once, before being extended with more accounts targeted. Some lucky members have been able to get these promotions more than once. It’s a great way to use just 1 point for big savings on Amazon.

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